- Info@halifaxconstruction.co.ke
- Mountain Mall, 3rd Floor.
At Halifax Construction Group, we make home ownership possible by removing the biggest barrier to construction which is heavy upfront financing. We offer up to seventy percent financing for residential house construction, allowing our clients to contribute only thirty percent of the total project cost. Even better, the thirty percent client contribution can be paid in flexible instalments, making it easier to plan and build without financial pressure.
Once the client’s thirty percent contribution is fully paid, construction commences immediately. From that point on, we take full responsibility for delivering the project professionally, efficiently, and to the highest standards. We come with both the expertise and the financing, ensuring that our clients focus on their vision while we handle execution.
Our strength lies in our fully in house professional team, which includes architects, engineers, quantity surveyors, interior designers, and experienced project managers. Having all these professionals under one roof guarantees seamless coordination, accurate costing, superior design, and strict quality control throughout the construction process. There is no fragmentation, no guesswork, and no unnecessary delays.
To make the journey even more convenient, the seventy percent construction financing is structured as a long term construction loan with a repayment period of up to seven years. The loan attracts an annual percentage rate of twelve percent, translating to approximately one percent per month. Our repayment terms are clear, predictable, and tailored to support long term financial stability for our clients.
At Halifax Construction Group, we do not just build houses. We partner with our clients to turn ideas into homes through smart financing, professional expertise, and reliable delivery. You bring the vision and the land. We bring the capital, the skills, and the commitment to see it through.
Kenya is facing a real and growing housing crisis. Rapid population growth, accelerated urbanisation, and rising construction and land costs have made decent housing increasingly unaffordable for many families. Each year, demand for new homes far outpaces supply, leaving a widening gap that mainly affects low and middle income households. Many Kenyans own land but remain unable to build because of the heavy upfront capital required, limited access to affordable financing, and the complexity of managing construction projects. As a result, land lies idle while the dream of home ownership is postponed indefinitely.
At Halifax Construction Group, we are deliberately bridging this gap by turning land ownership into home ownership. Our model is built around partnership. We work with landowners who already have plots but lack the financial capacity to construct. Instead of requiring full construction capital upfront, we finance up to seventy percent of the building cost while the client contributes only thirty percent, payable in manageable instalments. This approach unlocks construction for thousands of landowners who would otherwise remain stuck.
By combining financing with in house architectural, engineering, quantity surveying, and project management expertise, we remove both the financial and technical barriers to building. Once the client’s contribution is complete, construction begins immediately, and we take responsibility for delivery from foundation to handover. Our long term repayment structure of up to seven years allows families to spread costs sustainably while living in homes they own.
Through this landowner partnership model, Halifax Construction Group is not just building houses. We are activating idle land, empowering families, and providing a practical, scalable solution to Kenya’s housing shortage. We believe that access to housing should not be limited by lack of upfront capital, and our work is centered on making dignified home ownership a reality for more Kenyans.
We finance and deliver a wide range of residential developments designed to meet different lifestyles, land sizes, and investment goals. Our financing model is flexible and structured to support both individual home owners and property developers, while ensuring quality construction and long term value.
We support clients seeking single storey homes that offer simplicity, comfort, and ease of living. Bungalows are ideal for families, retirees, and anyone prioritising accessibility and efficient use of space. We finance bungalow projects from design through completion, ensuring cost effective layouts, durable finishes, and timely delivery.
We finance double storey residential homes designed for families that require more space without expanding land footprint. Our team manages the structural complexity, vertical planning, and cost optimisation that come with multi level construction, allowing clients to enjoy modern, spacious homes while spreading construction costs through our financing structure.
We finance multi unit residential developments for both owner occupation and rental income. Whether small apartment blocks or larger developments, we provide structured financing that supports phased construction, professional project management, and compliance with all regulatory requirements. This enables developers and landowners to convert land into sustainable income generating assets.
We finance gated and clustered housing developments that combine privacy with shared amenities. Townhouses are ideal for urban and peri urban areas where land optimisation is key. Our financing and construction expertise allows clients to develop high value, modern communities while maintaining design consistency, cost control, and market appeal.
To get started with Halifax Construction, please ensure that all required documents are prepared in advance. The registration fee is Ksh 30,000 for both individual and corporate applications.
Recent passport-sized photographs
Valid Kenyan National Identity Card
Original or certified copy of land title deed
Preferred house design or layout
Ksh. 100,000
Kenya Revenue Authority PIN certificate
Recent photos of all company directors
Valid IDs of all company directors
KRA PIN certificates for all directors
Copy of land title deed
Official company registration certificate
Company's KRA PIN certificate
Company registration certificate